I am delighted Aviva are sponsoring this promotion of their Free Parent Life Cover, something that, as a Mum of four is hugely important to me.
I’ll be honest, that hasn’t always been the case. Until very recently neither myself nor Gaz had life insurance and for no good reason other than we had just never got round to it. I remember when we took out our mortgage and the bank mentioned life insurance, and how we had both agreed we would get it sorted that same day, and yet with four children at home we were so easily distracted and before long an entire year had passed before the subject cropped up again. It was actually only when a mutual friend of ours had sadly passed away, just thirty-four years old and leaving behind two young children and a pregnant wife, that we had been reminded of our promise to sort life insurance.
I can remember tucking the children up in bed that night, kissing their sleeping little heads, and wondering what would happen should myself or Gaz no longer be here to take care of them. And, as tears pricked at my eyes, at that moment I knew why I hadn’t sorted life insurance sooner – I was scared.
Taking out life insurance forces us to consider the possibility of dying and, even worse, leaving our children, and that’s not a thought that most of us want to allow to enter our heads. The truth is that death is the only certainty in life and, whether it’s sooner or later, knowing that when we die our families have some cover in place to reduce financial stress, it’s not only sensible to have life insurance in place, it’s actually a comfort too.
Even better, Aviva is now giving away free life insurance to new parents offering £15,000 as a first step towards getting yourselves and your families protected. With both parents able to apply for £15,000 of cover per child under the age of 4, that gives a combined £30,000 which is a great starting point for a family and would help and give some support to your family.
It takes just a few minutes to apply and this can be done via mobile, tablet or desktop, and cover will start as soon as you’ve completed the short application process. No payment is necessary, there are no strings attached, they won’t request bank account or credit card details, and the cover lasts for 12 months and will not renew but, should you die within the policy term, a lump sum will be paid out. You can sign up for your free cover here.
I think this is such a good idea by Aviva to give new parents 12 months cover whilst they assess their life insurance needs and work out what level of coverage is best for themselves and their families. Having children is hard enough and, when you’re sleep deprived and knee deep in nappies, having Aviva offer a helping hand is exactly what you need!