Money is easy to spend and incredibly hard to save. Especially when you have kids. You want to give them the best of everything: from food to toys, from school to college, all of this is going to cost loads of money. Fortunately, you don’t have to overhaul your complete lifestyle. You can have fun with your kids and still save money with these five easy tips. Just try to implement them, and you’ll see that you will have some money saved up in your account by the end of the month. Everyone wants a charming lifestyle, but only a few of us know the secret little tricks to save money without hurting our daily needs.
1. Have a weekly chart for meals
A sudden and massive blow to your budget is the impromptu trip you make to a fast food restaurant because the dinner is not ready. It is very tempting to just get yourself out of the daily dinner, making ordeal and eat out. But this is not only going to affect your budget, but it’s also unhealthy for you and the kids. So, to save yourself from staring at the fridge for 20 mins and deciding what to make, you can just write down the weekly menu and paste it on your fridge. You can add different dishes to make your kids happy. Doing this little effort will not only save you a significant amount of money but will also keep your family healthy.
2. Make coffee at home to save big
Make your coffee at home, it will save you money, and you can try and experience different coffee recipes at home. I know this may sound too much or even cruel to you. You may also think that I want you to give away the one thing you need the most to make it through a busy working day. But the truth is evident – buying a latte daily on your way to work is just an extra expense. While you can have delicious coffee at your home, buy a coffee maker, not a very expensive one, there are many different types in the market, buy the one that goes with your budget. Have coffee made at home, and you can take it to your office too in a takeaway bottle. You are happy, your budget is reasonable, and no one is harmed.
3. An affordable vacation is a must
Every family needs a vacation, plain and simple. I believe it is healthy for a family to go on vacation at least once a year. We all need a break, a time when we have nothing to do but enjoy. We love to go on adventures, explore new venues, and make beautiful memories. Vacation doesn’t mean that you have to drain your bank account of all the savings that you have done throughout the year. Vacation means spending quality time with our family away from work and making memories. For that, you don’t need to go out of the station or country every time. You can explore the places in your area, go for picnics, fishing or plan camping. Your kids will really enjoy themselves, and your budget won’t be affected.
4. Think before Shopping
One thing that affects your budget the most is the monthly grocery shopping. You need to shop smart. First, make a list of all the items that you need. The second step is to make sure you don’t add anything you don’t actually need. I know the second step is tricky, but it is to avoid the extra stuff, it will make sure that you buy what you need. It is common to buy extra things because of an attractive sale or just being tempted to buy more, and that just goes to waste. Try to have coupons that will save you money on your favorite food items and stuff for cleaning the house etc. A bit of personal advice I would like to give is to try to avoid taking your kids along with you for grocery shopping because it is hard to say no to them and resist spontaneous purchases. When it comes to bicycles, skates, etc. for kids, go for the used or refurbished ones. They are cheap, and usually in good condition, the same goes for toys because kids grow up really fast. Kids eventually lose interest in their toys, and you have to keep changing their toys. So, it is wiser not to go for expensive branded stuff.
5. Save electricity and stay healthy
Adopt this habit and teach your kids too to switch off unnecessary lights, because by the end of the month you don’t want a hefty electricity bill. Don’t let your kids be glued to the TV, and it’s terrible for their eyes and for your budget too. Instead, ask them to play outside because this will keep them and your budget healthy.
These are the tips that work for me, these are based on my personal experience, and I am not saying you have to follow them as they are. I am sharing my experience with you, hoping that you can take from it something that resonates with you.